Last updated: 15 August 2025
At Mostly Boring Finance (“we”, “our”, “us”), your privacy is important. This Privacy Policy explains what information we collect, how we use it, and what rights you have. It should be read together with our Cookie Policy.
Who we are
Our website address is: https://mostlyboringfinance.co.uk.
You can contact us at [email protected].
Information we collect
Information you provide
- Comments: When you leave a comment, we collect the data shown in the comments form, your IP address, and browser user agent string to help detect spam. An anonymised string created from your email may be provided to the Gravatar service to display your profile picture. See the Gravatar Privacy Policy.
- Forms and subscriptions: When you subscribe to our newsletter or submit a contact form, we collect your name, email, and any information you choose to provide. Information may be shared with third-parties, such as our email service provider.
Information collected automatically
- Cookies: See our Cookie Policy for details.
- Analytics: We use Google Analytics to understand site usage and traffic.
- Advertising and affiliates: We work with Google AdSense and affiliate partners who may use cookies or tracking technologies to serve ads and measure performance.
- Embedded content: Articles on this site may include embedded content (e.g. YouTube videos, LinkedIn posts). Embedded content from other websites behaves in the same way as if you visited the other website directly. These websites may collect data about you, use cookies, and track your interaction with that content. Your use of such content is subject to the privacy policies of the relevant third-party providers.
Media
If you upload images, avoid uploading those with embedded location data (EXIF GPS), as visitors could download and extract this information.
How we use your information
We use your information to:
- Provide and improve our website and services.
- Analyse usage trends and site performance.
- Display ads and measure their effectiveness.
- Manage email subscriptions and send newsletters.
- Respond to enquiries or comments.
- Protect against spam, fraud, and abuse.
We do not sell your personal data. However, third-party providers (e.g. Google, MailerLite, affiliate partners) may process data for advertising, analytics, or communication purposes.
Legal basis for processing (UK & EU)
We rely on the following lawful bases under GDPR:
- Consent – for cookies, analytics, newsletters, personalised advertising and other optional services where required by law.
- Legitimate interests – for operating and securing the website, preventing fraud or spam, conducting research, improving our services, and carrying out certain marketing or commercial activities, provided these interests are not overridden by your rights.
- Contract – for responding to your enquiries or delivering services you request.
How long we retain your data
- Comments and metadata are retained indefinitely.
- User accounts (if any) retain profile data until deleted.
- Form submissions and newsletter data are retained until you unsubscribe or request deletion.
Who we share your data with
We may share limited data with trusted providers including, but not limited to:
- Google (Analytics, AdSense) – see Google Privacy Policy
- MailerLite (email newsletters) – see MailerLite Privacy Policy
- Spam detection services (e.g. Akismet)
- Affiliate networks and partners
- Embedded content providers (e.g. YouTube, LinkedIn)
Data may be transferred outside the UK/EU (for example, to the United States). Where this occurs, it is protected under appropriate safeguards such as standard contractual clauses.
Your rights
UK & EU (GDPR)
You have the right to:
- Access the personal data we hold about you.
- Request correction or deletion of your data.
- Restrict or object to processing.
- Withdraw consent at any time (e.g. cookies, newsletters).
California (CCPA/CPRA)
You have the right to:
- Know what personal information is collected and how it is used.
- Request deletion of your personal data.
- Opt out of the “sale” or “sharing” of personal information for advertising.
To exercise your rights, please contact us by clicking here
Children’s privacy
This website is not directed at children under 13. We do not knowingly collect data from children.
Data security
We take reasonable measures to protect your data, but no online transmission or storage is 100% secure.
Where your data is sent
Visitor comments may be checked through an automated spam detection service.
Updates
We may update this Privacy Policy from time to time. Updates will be posted on this page with a new “Last updated” date.