Making the Shift: Your Practical Plan for Time Affluence Over the past three weeks, we’ve explored the concept of time poverty, built frameworks for evaluating time vs money trade-offs, and examined coastFIRE as a strategy for buying back your time. This week, we’re bringing it together and getting practical: how do you actually make the […]
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My pay has two parts: base salary and bonus. I treat them very differently. One keeps the lights on. The other builds the future. Base pay is the foundation Around 65 percent of my income comes from base salary. My wife’s is more weighted to her base. Our basic salaries cover everything: bills, savings, childcare,
Most people think “risk” is about markets going up and down. Stock prices bouncing around. Red numbers. Headlines. But that’s not how I think about it. In my world, risk isn’t volatility. It’s fragility. It’s the chances of your current plan breaking. What puts you on the back foot when life doesn’t go to plan.
If you spend long enough in the personal finance world – Reddit, blogs, books, podcasts – you start to notice recurring ideas. Not just advice, but entire belief systems about how money should be used and thought about. These are personal finance philosophies. Frameworks for what a good financial life looks like, and how to
Personal Finance Philosophies: FIRE, Die With Zero & Other Frameworks Read More »