Non-Financial Goals for a Richer Life Beyond Money I find it’s easy to get caught up in the numbers – optimising budgets, tweaking investment portfolios, chasing the best savings rates. And yes, a solid financial foundation is crucial. But what about the other forms of wealth we build? The currency of our time, the richness […]
Non-Financial Goals for a Richer Life Beyond Money Read More »
Applying the “1% Rule” to Financial Habits We often chase big financial wins – a major investment return, a huge pay rise, that one brilliant money-saving hack. But true, sustainable financial progress in often comes from something far less exciting: the relentless power of marginal gains. This is the “1% Rule” in personal finance. It’s
Marginal Gains: Small Daily Financial Habits That Compound Into Big Time Savings Read More »
You’ve done the mid-year financial check-up. You know where you stand. But what happens when your January ambitions don’t quite fit your July reality? Life throws curveballs – a new job, unexpected expenses, or even a sudden shift in what you actually want. Sticking rigidly to outdated financial goals often causes more problems than it
Adjust Financial Goals Mid-Year: Re-calibration Guide Read More »
If you caught my last post about conducting a mid-year financial check-up, you might be thinking, “Another one about reviews?” Look, I get it. But this one’s different – it’s about how to make your UK financial review something you’ll actually do, rather than another task you’ll avoid. That distinction matters. I’ve met plenty of
Halfway There: Make Your UK Financial Check-Up Easy Read More »
Half of 2025 is already behind us! This isn’t a time for panic or judgment, but for a purposeful look at your financial journey so far. Did those ambitious New Year’s resolutions stick? Are your financial goals still relevant? A mid-year financial check-up is not about perfection, but about progress and practical adjustments. I’m starting
Mid-Year Financial Check-Up UK: Boost Your 2025 Goals Read More »
I work in finance. I know how to optimise. But I also think it’s important to know when to stop. You don’t need to chase every pound. Sometimes, good enough is good enough. Some things are just not worth the stress I have a pension. It’s allocated sensibly. Could I squeeze a few more basis
In my 20s, I wasn’t reckless with money, but I definitely wasn’t running a tight ship either. I knew I’d be earning more over time, so I didn’t overthink it. I did the basics, saved a bit, spent what I wanted, and moved on. It worked – kind of. But a decade later, everything looks