Hate budgeting? You’re not alone. Let’s get one thing straight: budgeting isn’t about spreadsheets, shame, or locking yourself in a colour-coded cage. Simple budgeting methods aren’t about restriction – they’re about building awareness and control. At its best, a budget is just a way to understand what’s going on with your money – so you […]
Guilt-free spending is not about spending more. It is about knowing what matters to you and giving yourself permission to spend there without stress. For me, it’s built into our system – and into how we talk about money as a couple. 1 I spend freely on my health Cycling kit, running shoes, event entries
There’s a myth that budgeting is for people with tight finances. That once you’re earning well, budgeting is optional – even restrictive. But in my experience, the more you earn, the more important it becomes. Compare a startup to a Fortune 500 company and it is the same. The budget is a forecast, not a